What each coverage actually does, what it doesn't, and how to think about the tradeoffs — no jargon, no upsell.
Collision coverage pays to repair or replace your own vehicle after it strikes another vehicle or object, or rolls over, regardless of who was at…
Comprehensive coverage pays to repair or replace your own vehicle after non-collision events such as theft, vandalism, hail, flood, fire, falling…
Liability coverage pays for injuries and property damage you cause to other people in an at-fault accident, including their medical bills, their…
Personal injury protection (PIP) and medical payments coverage (MedPay) pay medical expenses for you and your passengers after a crash, regardless of…
An auto insurance deductible is the amount you pay out of pocket on each claim before your coverage pays the rest. It applies to comprehensive and…
Uninsured motorist (UM) coverage pays for your injuries, and in some states your vehicle damage, when an at-fault driver has no insurance…